Currency in the U.S and British Virgin Islands is the dollar.

The 3 major banks in the USVI are First Bank, Banco Popular and Scotia Bank. In the BVI, they are BVI Bank of Nova Scotia, Barclays Bank PLC, Chase Manhattan Bank NA, Banco Popular, Guyergeller Bank (BVI) Ltd, Development Bank of the Virgin Islands and VP Bank (BVI) Ltd.

ATM machines are located on the main islands in the USVI and in the BVI.

Most businesses accept credit cards and traveler’s checks but few places accept personal checks. There is a 10 cent stamp duty on all checks and traveler checks in the BVI. American Express offices are located in the Havensight (cruise ship) area on St. Thomas and in Road Town, Tortola in the BVI.

Some of the off-the-beaten-track beach bars accept cash only.